Alvi, Adeel, Abid Ali, Ahmer Naveed Paracha, and Khair Bux Mangrio. 2025. “FinTech Innovations and Financial Inclusion: Digital Credit, Micro-Lending, and Poverty Alleviation”. Inverge Journal of Social Sciences 4 (4):143-55. https://doi.org/10.63544/ijss.v4i4.186.