Shakil, Muhammad, Muhammad Ali, Tanveer Illahi, and Fauzia Ahmed. “FinTech 5.0 and the Future of Global Finance: Harnessing Artificial Intelligence, Blockchain, and Big Data to Build Inclusive, Sustainable, and Resilient Financial Ecosystems”. Inverge Journal of Social Sciences 4, no. 4 (October 4, 2025): 56–66. Accessed October 5, 2025. https://invergejournals.com/index.php/ijss/article/view/179.